Individual Insurance Services

Stay protected and safe.

Living benefits products help protect your wealth and give you the financial freedom to maintain your lifestyle or to obtain the care that you require in the event of an injury or illness. We serve financial advisors who help business owners protect their families and ensure their business continuity. Let Gallagher help you today.

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Gallagher is a leading provider of life and living benefit insurance solutions. We understand that people have different needs, which is why we develop individualized solutions for a holistic program that provides you with clarity and peace of mind.


    • Expertise – Our team of specialists is constantly working to ensure we are on the leading edge of benefit trends, ensuring you receive the right program at the most competitive pricing.
    • Advocacy – Gallagher is the single point of contact for all client benefits needs. We are actively involved in the organizing and submitting of client information, assisting with benefit claims, and communicating with the insurance company.
    • Business Relationships – We earn the trust and respect of our clients and our insurance providers by creating an environment of dedication and loyalty in all aspects of our relationships and business dealings.


Our hands-on approach to client service, commitment to presenting a wide array of options and promise to provide sound professional advice, ensures you receive a plan that meets your specific needs and goals.


MyHSA Account

Healthcare Spending Accounts (HSAs), or Private Health Spending Plans (PHSPs), offer business owners or self-employed individuals a tax-effective way of paying for health and dental expenses with pre-tax dollars.


Canada Revenue Agency (CRA) lists a wide range of products and services which are eligible under these arrangements. CRA requires that your Healthcare Spending Account be administered by a third party. Gallagher Benefit Services MyHSA service includes:


    • No setup fee
    • No annual fee
    • 10% administration fee on claims
    • Online system to submit claims
    • Reimbursement within 5-7 business days


MyHSA:


    • Provides a tax-effective way for business owners to pay for health and dental expenses.
    • Enhances a group benefits program giving employees flexibility and providing coverage where insured programs fall short (e.g. vision, orthodontic, etc.).
    • Gives self-employed individuals a method of paying for health and dental expenses - including the cost of an individual health insurance program.



Healthcare Spending Accounts (HSAs), or Private Health Spending Plans (PHSPs), offer business owners or self-employed individuals a tax-effective way of paying for health and dental expenses with pre-tax dollars.

Login to MyHSA >

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Your journey towards a better future can start right now.

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