Commercial Automobile

Everyone that operates a vehicle in Canada is legally liable for damages caused by the negligent operation of that vehicle. The requirement for third party Automobile Liability insurance is mandatory by law. Along with this mandatory coverage, many choose to insure against the physical damage to their automobiles caused accidentally by themselves or others.

When it comes to Commercial Auto Insurance it is important to not only know, but firmly grasp the unique risks and liabilities involved, and to have access to coverage options to address those risks.


An amendment to the Highway Traffic Act has changed the definition of a road-building machine effective July 1, 2017.

Ontario Regulation 398/16 LEARN MORE

Across North America, we place and administer coverage for over 1,000 clients in the transportation industry.

Effective June 1, 2016, the benefits and coverage you receive in a standard auto policy changed. Learn more about the important changes and how they affect your accident benefits.

For Ontario Auto Reforms: LEARN MORE

At Arthur J. Gallagher, we understand the complexities and have experience partnering with our clients in areas such as:

  • Carrying limits of insurance that are reflective of the jurisdictions in which they operate
  • The addition of protective endorsements that range from rental car coverage to protection for the hauling of dangerous goods
  • Safety & compliance assistance
  • CVOR and USDOT record analysis
  • Driver file preparation and maintenance
  • Assistance with MTO, DOT, and audit concerns
  • Updates regarding legislative and regulatory changes such as hours of service, transporting hazardous materials, vehicle and driver standards.