Individual Life Insurance
Proven products to help you achieve your goals.
Life insurance is the foundation for financial security. Gallagher offers you a comprehensive portfolio of these services. You get the security and peace of mind that comes with proper insurance protection, together with a range of proven programs and products to help you achieve your short and long term goals.
We work for you, not for independent insurance providers. When seeking out Life Insurance it is important to understand the two broad categories available to you. Working with us, we will give you the professional advice you need, and find the right solutions to meet your specific needs.
Term life insurance is meant to support your loved ones in the event of your untimely death, removing the burdens of mortgages and other debt, covering the cost of your funeral and providing some ongoing income to maintain your family's current lifestyle.
Term life insurance covers you for a specific period of time and then ends at some point in the future. Premiums remain level during the term chosen, but increase when the policy is renewed.
Term life insurance is the ideal choice for both temporary and life-time needs of families.
Permanent life insurance protects you for your lifetime.
Permanent life insurance can be designed for protection as well as an investment vehicle, offering you the opportunity for tax-advantaged investing.
With many other options available inside of these two categories our experts can provide you with the answers you need to receive the protection you require.